After protecting your mortgage by way of a life assurance policy, protecting against the loss of your income due to illness, accident or unemployment is probably your next priority.
Whether you are single, or with a partner, or have dependents, have you considered what would happen should your income be reduced or stopped due to an accident, sickness or unemployment?
You will no doubt be aware that the State provision, should you be unable to work due to illness or unemployment, will not maintain your standard of living.
If you are self-employed, or your employer does not provide these benefits, you may wish to consider the choice of financial products available to suit your needs and budget.
Whether you are single, or with a partner, or have dependents, have you considered what would happen should your income be reduced or stopped due to an accident, sickness or unemployment?