Buying a house is undoubtedly the biggest financial commitment you are likely to make. If your purchase is supported by a mortgage then it is essential to choose the right protection policy for you and your family.
Unfortunately, any one of us can become ill at any time during our lives. It is important to consider how your family's financial security may be effected if you were to die. In this event, a lump sum or a monthly income from a life assurance policy could help to replace the lost income and give you peace of mind.
No-one likes to think that they will experience a critical illness, but in reality it could happen to anyone, at any age, at any time. You are actually three times more likely to suffer a critical illness before the age of 60 than you are to die before that age.* There are an estimated 268,000 heart attacks a year ** Have you considered how you and your family would cope financially if you were diagnosed with a critical illness? If the worst did happen, a Critical Illness policy would provide a lump sum payment to help support you and your family during this difficult time.
We give recommendations to help you decide on the most appropriate cover from a range of leading products and providers.
* source: Health Insurance Guide/the public library 2005
** source: Cancer Research Society 2005
No-one likes to think that they will experience a critical illness, but in reality it could happen to anyone, at any age, at any time.